EMI Availability
EMI may be available on eligible cards, products, order values, and participating banks. Available tenures can differ between online and showroom purchases.
Typical Tenure
- Online EMI may offer selected short tenures such as 3 or 6 months.
- Showroom EMI may support additional tenures such as 9 or 12 months depending on the bank.
- Longer finance programs, where available, follow the issuing bank or finance provider’s approval process.
Minimum Purchase
A minimum order value may apply. The exact threshold depends on the bank, card type, channel, and current campaign.
Price Used for EMI
EMI purchases may use the regular card price rather than a special cash-discount price. The payable amount and installment details are shown before confirmation.
Processing & Approval
EMI conversion and approval are controlled by the card-issuing bank or finance provider. Processing time may vary and additional verification can be required.
Bank Charges
Any processing fee, interest, service charge, tax, early-settlement fee, or other bank-side charge is governed by the issuing bank’s terms.
Refunds on EMI Orders
Refunds for EMI purchases are processed according to the return policy and the bank’s reversal procedure. Installment adjustments can take additional time after PixoNext initiates a refund.